Women’s Day 2025: Is the BOB Tiara Credit Card the ideal present on your own?

Many financial institutions have actually interest-bearing accounts customized to the requirements of certain people. These consist of interest-bearing accounts for females, seniors, kids or children in a certain age brace. Recently, Bank of Baroda has actually presented a charge card that is customized to the certain requirements of females with the BOBTiara Credit Card In this post, we will certainly comprehend the functions and advantages of the BOB Tiara Credit Card and whether you ought to have it in your purse.

Features and advantages of the BOB Tiara Credit Card

The BOB Tiara Credit Card is created for females remembering their wants and needs. The card provides a number of functions and advantages that can assist females conserve cash on classifications like purchasing, health and wellness, traveling, and so on Some of these consist of the complying with.

Reward factors

Accelerated 5X incentive price (15 incentive factors on everyRs 100 invested) on eating, traveling, and worldwide invests. The 5X benefits are covered at 5,000 incentive factors per declaration cycle. Beyond the cap, the cardholder will certainly make routine incentive factors on step-by-step invests because declaration cycle.

Regular incentive price of 3 incentive factors on everyRs 100 invested in various other classifications, besides left out classifications. The incentive factors on UPI purchases where the charge card is made use of are covered at 500 per declaration cycle.

Shopping price cuts

The BOB Tiara Credit Card gives quarterly price cuts ofRs 250 on BigBasket andRs 500 each on Myntra, Nykaa, andFlipkart It likewise gives a quarterly discount rate ofRs 1,500 atLakme Salons You can delight in endless complimentary shipment on food and Instamart orders with Swiggy One 3 months subscription, as soon as annual.

The quarterly advantages will certainly be offered on a schedule quarter basis. A schedule quarter is from first January to 31st March, first April to 30th June, first July to 30th September, and first October to 31st December.

Health and health advantages

The card gives 2 free of charge health and wellness bundles: The Mammogram Package and the Women Health & &Pap Smear Package The card likewise gives a free six-monthFitpass Pro Membership The subscription gives accessibility to 2,500+ costs health clubs and health and fitness workshops.

Unlimited flight terminal lounge gain access to

The BOB Tiara Credit Card provides endless free of charge accessibility to residential flight terminal lounges. The cardholder has to investRs 40,000 in the coming before schedule quarter to get approved for free of charge lounge gain access to in the following quarter.

For instance, expect the cardholder investsRs 40,000 or even more in the first April to 30th June schedule quarter. It will certainly certify the cardholder for endless free of charge residential flight terminal lounge gain access to in the first July to 30th September quarter.

Low foreign exchange mark-up

The card likewise provides a lowered foreign exchange mark-up of 2% on worldwide invests. Most financial institutions typically bill a foreign exchange mark-up of 3.5% on many charge card. Thus, a lower 2% foreign exchange mark-up can conserve a respectable quantity if you sustain considerable worldwide invests.

Lifestyle and enjoyment advantages

The cardholder obtains free of charge yearly subscriptions for Amazon Prime/Disney Hotstar and Gaana Plus.

BOGO deal on BookMyShow

Movie followers can obtain a level discount rate ofRs 250 on a minimal acquisition of 2 motion picture tickets on BookMyShow. The deal can be use as soon as every quarter and relates to reservations of non-movie tickets likewise.

All the coupons and yearly subscription advantages will certainly apply to the main cardholder just.

Fuel additional charge waiver

The 1% gas additional charge will certainly be forgoed whatsoever gas terminals throughoutIndia The waiver is application on gas purchases in betweenRs 400 andRs 5,000. The optimum waiver that can be made in a declaration cycle isRs 250. Fuel purchases will certainly not make any kind of incentive factors.

Reward factors redemption

The worth of each incentive factor isRs 0.25. They can be retrieved as cashback.

Free add-on cards

The cardholder can occupy to 3 life time complimentary add-on cards. They can be considered the partner, kids, moms and dads, brother or sisters, and so on The age of the add-on cardholder need to be over 18 years.

Fees

The BOB Tiara Credit Card includes a signing up with and yearly charge ofRs 2,499 +Taxes The signing up with charge will certainly be turned around if the cardholder investsRs 25,000 within the initial 60 days of obtaining the card. The signing up with charge turnaround will certainly show in the 4th costs declaration from the card issuance month.

On costsRs 2,50,000 in a card wedding anniversary year, the yearly charge will certainly be turned around. The signing up with and yearly charge turnaround applies to non-delinquent cardholders just.

Eligibility standards

To be qualified for the BOB Tiara Credit Card, the candidate has to be an Indian homeowner. For employed and freelance people, the minimal yearly earnings has to amount to or greater thanRs 7.2 lakhs.

An employed person has to be matured in between 21 to 60 years. They need to send a financial institution declaration mirroring income credit score for the last 2 months. A freelance person has to be matured in between 21 to 65 years. They need to send a financial institution declaration mirroring company purchases for the last 3 months.

Should you take this card?

The card offers instantaneous price cuts on certain sellers every quarter. It likewise gives 2 free of charge health and wellness bundles. If you take a trip often, it gives endless free of charge accessibility to residential flight terminal lounges. You can delight in 5X increased incentive factors on certain classifications and retrieve the incentive factors for cashback. For your routine dosage of enjoyment, you can delight in free of charge yearly subscriptions for Amazon Prime and Gaana Plus, and quarterly BOGO deal on motion pictures.

The card gives a great deal of worth for the yearly charges billed. The cardholder can obtain the yearly charge forgoed by costsRs 2,50,000 in the card wedding anniversary year. The BOB Tiara Credit Card is power-packed with functions and advantages for women. If you are searching for a charge card that gives excellent worth for cash, you might think about going all out.

Gopal Gidwani is a self-employed individual money material author with 15+ years of experience. He can be gotten to at LinkedIn.