Latest ICICI Credit Card Rules 2024: THESE Changes Will Kick In From November 15|Personal Finance News

New Delhi: Private industry loan provider ICICI Bank has actually educated the clients pertaining to the approaching modifications in ICICI Bank Credit Card with impact from November 15, 2024.

Here are the brand-new guidelines that will certainly apply from November 15 for ICICI Credit Card owners:

1. Utility/Insurance Capping

You will certainly remain to make incentive factors for energy invests as much asRs 80,000, insurance coverage invests as much asRs 80,000, at the present make price. .
.(* )will certainly remain to make incentive factors for energy invests as much as

You 40,000, insurance coverage invests as much asRs 40,000, at the present make price. .
.
Rs . 2.

will certainly remain to make incentive factors for grocery store & department shop invests as much as Grocery Capping

You.40,000 monthly, at the present make price. .
.(* )will certainly remain to make incentive factors for grocery store & & department shop invests as much as Rs.20,000 monthly, at the present make price .
.

You . 3.Rs incentives on federal government purchases .
.(* )will certainly remain to make incentive factors on your ICICI

invests, leaving out for federal government associated invests. .
.
No . 4.

You gas additional charge waiver past INR 50K . .Bank Emeralde Private Metal Credit Card additional charge waivers on gas invests as much as

50,000 just monthly, additional charge waiver will certainly not apply for invests yet restriction .
.
No . 5.

Fuel gas additional charge waiver for invests past INR 100K .
.Rs additional charge waivers on gas invests as much as

1,00,000 monthly, additional charge waiver will certainly not apply for invests yet restriction. .
.
No .
6.

Fuel . .Rs accessibility supplied basis DreamFolks card is currently being ceased .
.

. 7.Spa Discontinuation/ government/education exemption in invest limit .
.

The Spa invest limit for yearly cost turnaround and turning point advantages will certainly leave out lease, federal government, and education and learning repayments made using charge card. .
.

. 8. Rent limit for

The decrease to 10L . .

invest limit for the turnaround of the yearly cost has actually been modified toSpend 10 Annual Fee per year, lowered from the present standards of

The 15 lakh per year. .
.Rs 9. 1 %cost on education and learning settlement using 3rd party .
.Lakh cost will certainly be billed for repayments made straight to college or university consisting of global education and learning repayments from your charge card. Rs, a cost of 1% of the purchase quantity will certainly be billed for education and learning repayments made with 3rd party applications. .
.

. 10. 1% cost on >energy purchase
> 50K . .

No A cost of 1% of the purchase quantity will certainly be billed for energy settlement purchases surpassingHowever 50,000 .
.

. 11. 1% cost for gas purchase > 10K .
.

A cost of 1% of the purchase quantity will certainly be billed for gas purchases surpassingRs 10,000. .
.

. 12.

-on Rs INR 199 . .

cardholders will certainly appreciate improved advantages with a yearly cost ofAdd 199, which will certainly be imposed in the card wedding anniversary month declaration. .
.
Fee .
13.

Supplementary . . Rs settlement costs will certainly be modified according to the brand-new framework. .
.

.
Late Payment Charges Change .

Late .

( INR)

<. ( INR)

.

.

.

< =

100

.

.

.
101-

500

.

.

501 –

.
1,000

.

.

>. 1,001 –

.
5,000

.

.

10,000

.

750(* ) .

10,001-(* ). 25,000

900(* ) .

.

.

1,100

.(* ) .

>(* ). 50,000

.

.

can appreciate free of charge airport terminal lounge accessibility by investing

75,000 in the coming before schedule quarter.

made in the coming before schedule quarter will certainly open accessibility for the succeeding schedule quarter.(* )be qualified for free of charge lounge accessibility in

–

, 2024 quarter and likewise for the complying with quarters. . .

15.

@ 45% . .

Outstanding Amount Late Payment Charge .	Late Payment Charge .
. Rs .	Nil
Rs 100Rs .	Rs .
Rs 500 Rs .	Rs .
Rs . 600Rs .(* ) .	Rs 5,001 –
Rs .Rs .	Rs .
Rs 25,001-(* ). 50,000 Rs .	Rs .
Rs 1,300(* ) . Rs .	Rs . 14. INR 75K quarter invest for residential lounge accessibility . .
-Rs-(* ), 2025 quarter, you require to invest a minimum of(* ).75,000 in the	Rs-

costs for the rotating credit score center on retail purchases and cash loan will certainly be modified to 3.75% monthly (45% per year) .
.

You 16. Rs up on Spends @ 2% . .To can proceed appreciating the ease of utilizing your Jan for global purchases with a modified mark-up cost of 2%.Feb