Mumbai: ICICI Bank, India’s second-largest economic sector loan provider, on Saturday reported solid monetary outcomes for the 4th quarter of FY25, with its internet revenue increasing 18 percent year-on-year (YoY) to Rs 12,630 crore. The financial institution’s internet rate of interest revenue (NII) likewise expanded by 11 percent throughout the exact same duration, getting to Rs 21,193 crore, based on its stock market declaring.
For the complete fiscal year 2025, ICICI Bank uploaded a 15.5 percent boost in revenue after tax obligation (RUB), which stood at Rs 47,227 crore. Alongside its profits, the financial institution likewise revealed a returns of Rs 11 per share, based on authorization at its futureAnnual General Meeting The stated value of each share is Rs 2.
ICICI Bank came along in property top quality also. Its gross non-performing property (NPA) proportion went down to 1.67 percent since March 31, contrasted to 1.96 percent at the end of the previous quarter and 2.16 percent a year previously.
Similarly, the internet NPA proportion was to 0.39 percent, contrasted to 0.42 percent in both the previous quarter and the exact same duration in 2014. In outright terms, gross NPAs was up to Rs 24,166.18 crore, below Rs 27,745.33 crore in the previous quarter and Rs 27,961.68 crore a year back.
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“During the quarter, the bank wrote off loans worth Rs 2,118 crore and sold loans worth Rs 2,786 crore,” according to its declaring. Provisions, leaving out tax obligation, climbed to Rs 891 crore in Q4 FY25, contrasted to Rs 718 crore a year previously and Rs 1,227 crore in Q3.
The financial institution’s provisioning protection proportion on non-performing fundings stood at 76.2 percent at the end of March 2025. ICICI Bank’s overall down payments expanded 14 percent YoY to Rs 16.11 lakh crore by March 31. On a quarterly basis, down payments climbed 5.9 percent.
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The typical down payments throughout the January-March duration climbed by 11.4 percent YoY and 1.9 percent from the previous quarter to Rs 14.87 lakh crore. Average bank account down payments enhanced by 9.6 percent YoY, while typical interest-bearing account down payments climbed by 10.1 percent.
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.(* )of its Q4 results, ICICI
Ahead’s supply shut 3.73 percent greater at Bank 1,407 on the Rs (NSE) on National Stock Exchange.Thursday
