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Here’s a comprehensive overview to supply you with all the essential info to not just examine your PF equilibrium however additionally to recognize exactly how to take out funds when required.
How To Check PF Balance Online: Managing your provident fund (PF) is critical for preparing your economic future. For staff members in the ordered industry, comprehending exactly how to examine your PF equilibrium is a necessary ability. Here’s a comprehensive overview to supply you with all the essential info to not just examine your PF equilibrium however additionally to recognize exactly how to take out funds when required. Let’s study the detailed procedure, making sure the info is both easily accessible and workable.
What Is Provident Fund (PF)?
The provident fund (PF) is a government-managed retired life cost savings system largely for employed staff members in India, where both companies and staff members add a set percent of the wage to the fund. This fund is after that readily available to the staff member upon retired life or under particular conditions such as acquiring a home or clinical emergency situations.
How to Check PF Balance: A Step- by-Step Guide
Step 1: Activate Your UAN
The Universal Account Number (UAN) is vital for accessing your PF account. If you have not triggered your UAN, comply with these actions:
- Visit the EPFO website.
- Click on the ‘For Employees’ area under the ‘Services’ tab.
- Select ‘Member UAN/Online Service (OCS/OTCP)’
- Click on ‘Activate UAN’.
- Provide your UAN, mobile number, and PF participant ID.
- Follow the directions to trigger your UAN.
Step 2: Log In to Your Account
Once your UAN is triggered:
- Go back to the ‘Member UAN/Online Services’ display.
- Enter your UAN, password, and captcha to visit.
Step 3: View Your PF Balance
After visiting:
- Select the ‘View’ tab.
- Click on ‘Passbook’.
- Your PF passbook will certainly present your PF account’s present equilibrium and purchase background.
How To Check PF Balance Using the UMANG App: A Step- by-Step Guide
The UMANG application is a federal government campaign that supplies a unified system for accessing numerous federal government solutions, consisting of examining your PF equilibrium. It’s a mobile application that makes it simple to remain on top of your funds, right within your reaches. Here’s exactly how you can examine your PF equilibrium utilizing the UMANG application:
Step 1: Search for EPFO Services
- On the home display of the UMANG application, you’ll see a search bar on top.
- Search for “EPFO” or “EPF” in the search bar to locate the EPFO (Employees’ Provident Fund Organization) solutions.
Step 2: Select ‘EPFO’ from the Results
- From the search results page, click the EPFO solution. This will certainly open up a brand-new food selection with numerous EPFO solutions.
Step 3: Choose “View Passbook” or “PF Balance”
- In the EPFO food selection, try to find the choice that states “View Passbook” or “Check PF Balance”
- Tap on this choice to continue.
Step 4: Enter Your UAN (Universal Account Number)
- You’ll be asked to enter your UAN (Universal Account Number), which is connected to your PF account.
- If you do not recognize your UAN, examine your payslip or call your human resources division.
- Enter the UAN and send.
Step 5: View Your PF Balance
- After entering your UAN, the application will certainly recover your PF information connected to that UAN.
- You’ll have the ability to see your present PF equilibrium, together with purchase background, payments, and any kind of various other pertinent info.
Checking PF Balance Through SMS or Missed Call
If you favor not to make use of the on the internet site, you can additionally examine your PF equilibrium by means of SMS or a missed out on phone call:
- SMS: From your signed up mobile number, send out an SMS to 7738299899 with the message ‘EPFOHO UAN’.
- Missed Call: Give a missed out on phone call to 011-22901406 from your signed up mobile number.
How to Withdraw PF Balance
Eligibility for Withdrawal
You can take out from your PF account:
- Upon retired life.
- For significant expenditures such as clinical therapy, college, or home acquisition.
- If out of work for greater than 2 months.
Steps to Withdraw PF
1. Login to the EPFO Portal: Use your UAN and password to access your account.
2. Navigate to the ‘Online Services’ tab: Select ‘Claim (Form-31, 19 & 10C)’.
3. Enter Last 4 Digits of Your Bank Account: Verify by clicking ‘Verify’.
4. Click on ‘Proceed For Online Claim’: Select the kind of withdrawal case under the ‘I Want To Apply For’ dropdown.
5. Fill Out the Details and Upload Documents: If essential, upload checked papers.
6. Submit Your Claim: After entry, your case will certainly be refined, and funds will normally be moved to your checking account within 10-20 days.