Fixed down payments (FDs) are thought about to offer trusted, regular lasting financial investment returns. They are specifically useful for traditional capitalists that stay clear of taking dangers. Certain little money financial institutions in India provide FD rates of interest of over 9%, which is fairly greater than those of public, personal, and international financial institutions.
Here are the most up to date FD prices for little money financial institutions
Banks offering FD prices over 9%
For elderly people, Unity Small Finance Bank supplies the highest possible interest rate at 9.1% per year for a period of 1001 days. The highest possible rates of interest for basic people is 8.6%. The financial institution modified the rates of interest on March 11, 2025. It supplies 7.25% rate of interest on 1 year FD down payments for basic people and 7.75% for elderly people.
The North East Small Finance Bank supplies a 9% rate of interest on FDs for a period of 18 months, eventually to 36 months, relevant to both basic and elderly people. For 6 months, eventually to twelve month, it supplies 7% rate of interest for basic people and 7.5% for elderly people.
Banks offering FD rates of interest over 8%
Utkarsh Small Finance Bank supplies an 8.5% per year rates of interest for a period of 1,500 days or 2 to 3 years. The 1 year FD price is 8% per year.
For a period of 5 years, Suryoday Small Finance Bank supplies a rate of interest of 8.6% per year, while it supplies 8.25% rate of interest for a 1 year FD.
The highest possible FD price for ESAF Small Finance Bank is 8.38% for a period of 888 days, while it supplies 6% rate of interest on a 1-year down payment.
For taken care of down payments for period from one to 3 years, Jana Small Finance Bank supplies 8.25% per year. A comparable rates of interest is provided for a 1 year FD.
Equitas Small Finance Bank offers a rates of interest of 8.25% per year for taken care of down payments for a period of 888 days. The financial institution supplies a rate of interest of 8.1% per year for a down payment of one year.
AU Small Finance Bank supplies the highest possible rates of interest on taken care of down payments for a period of 18 months, which is 8.1%. The rates of interest for a 1 year down payment is 7.25%.
Ujjivan Small Finance Bank offers 8.25% per year for a period of 18 months, while for a 1 year down payment, the financial institution supplies an 8.1% per year rates of interest.
