Bank FD Interest Rates 2025 Comparison: Check SBI, PNB, HDFC And ICICI Bank Rates

Last Updated: January 05, 2025, 15:49 IST

Bank FD Rates 2025: Interest prices supplied by numerous financial institutions commonly vary from 3% to 7.90%

Bank Fixed Deposit Rates 2025: Fixed Deposits (FDs), likewise called time or term down payments, are a prominent and safe financial investment alternative, many thanks to their low-risk account. They enable you to securely spend your excess funds for a repaired period while gaining assured passion, which can be obtained regularly or upon maturation.

FD rates of interest usually vary in between 3% and 8%, relying on the period of the down payment. Senior people frequently take advantage of an additional 0.5% rate of interest, making FDs much more attractive for retired life cost savings.

Before investing, it’s vital to contrast rates of interest throughout various financial institutions to increase your returns. In this post, we’ll assess the FD rates of interest supplied by 4 leading financial institutions, aiding you make an educated selection.

Fixed Deposit Rates Comparison In India

State Bank of India (Rates on down payments of much less than Rs 3 Crores)

SBI FD Interest Rates: If you buy Fixed Deposits (FDs) with the State Bank of India, you can anticipate rates of interest in between 3.50% and 7.90%. Senior people obtain an additional 0.50%. The financial institution provides a 6.80% rate of interest for FDs growing in one year and a 7% price for periods varying from 2 years to simply under 3 years.

Punjab National Bank (Rates on down payments of much less than Rs 3 Crores)

PNB FD Interest Rates 2025: Punjab National Bank provides taken care of down payment rates of interest varying from 3.50% to 8.05%. For 1 year taken care of down payments, normal capitalists gain 6.80%, while elderly people delight in a greater price of 7.30%.

ICICI Bank (Rates on down payments of much less than Rs 5 Crores)

ICICI Bank FD Interest Rates 2025: ICICI Bank provides rates of interest in between 3% and 7.80% on its set down payment plans. Senior people obtain an added 0.5%, bringing their prices from 3 % to 7.80% throughout numerous periods, from 7 days to one decade. For 1 year taken care of down payments, basic consumers are supplied a rates of interest of 6.70%. Senior people obtain 7.20% passion for the very same duration.

HDFC Bank (Rates on down payments of much less than Rs 3 Crores)

HDFC Bank FD Rates 2025: HDFC Bank provides affordable rates of interest for 1 year set down payments, with normal capitalists gaining 6.60% and elderly people obtaining a greater price of 7.10%. The financial institution supplies rates of interest varying from 3% to 7.90% for consumers, relying on the maturation duration.